Fawzi Hamze is the founder and CEO of Assets Advisors Capital (AAC), an investment and advisory firm operating between Tokyo and the UAE. His background spans:
-Former Private Banker at QNB, managing over 1 billion QAR (approximately $250 million) in HNWI assets
- Former Advisor and Property Consultant at Emaar Properties, with direct access to top UAE developer management and early opportunities in project pipelines
- Private consultant to royal families and sovereign wealth stakeholders in Abu Dhabi and Saudi Arabia
He is currently focused on bridging regulated capital markets with DeFi infrastructure, particularly in the areas of real estate and tokenized assets.
Amid the energy of TOKEN2049 in Singapore, the largest Web3 event of the year, we spoke with Fawzi Hamze, Founder and Chairman of Asset Advisor Capital (AAC). With a 15-year history of operating across the UAE, his work spans multiple jurisdictions, including Dubai, Abu Dhabi, and Ras Al Khaimah. Building on his extensive experience in traditional finance and real estate in the Gulf, Hamze recently expanded AAC’s operations to Japan.
He is now leading the launch of MIRAI-X, a decentralized Real-World Asset (RWA) platform designed to bridge the gap between institutional-grade property assets and a global investor base by leveraging blockchain technology for transparency and accessibility.
Read more about his vision for a new class of property investment in the interview below.
“With MIRAI-X, we turn rare asset investing from opaque to transparent and milestone-driven” - Fawzi Hamze, CEO of Assets Advisors Capital.
You’re starting with tokenized real estate settlements using USDC. What key problem in traditional property deals are you solving with this model?
We’re addressing the largest inefficiencies in global property investment. Usually, access to prime assets, such as luxury hotels, landmark towers, or palaces, is restricted to institutions and ultra-high-net-worth families. MIRAI-X changes this by offering Prime Access, where investors can get involved with as little as $10,000, while maintaining institutional-grade governance and returns.
The second issue is opacity. In traditional real estate deals, investors rarely see what happens behind the scenes. MIRAI-X brings full transparency by recording all property, escrow, and progress data on-chain. Every co-partner can monitor real-time milestones, developer updates, and fee structures, all verified on Stellar’s decentralized ledger.
Many RWA platforms talk about tokenizing assets. How does MIRAI-X stand apart, and what protections does its escrow system provide that others don’t?
MIRAI-X is the world’s first decentralized, trusted RWA Co-Partnership Platform.
Let me be clear:
- We don’t issue tokens.
- We don’t hold or have custody of client funds.
Unlike most RWA or tokenization platforms, MIRAI-X operates under a co-partnership model, powered by Stellar and Soroban smart contract hooks. Every participant becomes a co-partner, not a token holder. Pre-committed capital is transparently aggregated and used to negotiate institutional-grade pricing and terms directly with developers.
All co-partner funds are locked inside a decentralized, Soroban-secured escrow, built in collaboration with Trustless Technologies.
No one, including AAC, the developer, or even the system administrators, can manually access the funds. They are only released when on-chain, verifiable construction milestones are reached, which are automatically triggered by the Soroban hook logic.
This ensures absolute trustlessness, regulatory transparency, and unmatched investor protection, turning MIRAI-X into the most secure and ethical structure in today’s RWA landscape.
AAC highlights $1B in platform support and a $3.2B pipeline. Who are the key players behind this, and what type of investors are you targeting first?
Our model has gained substantial traction among institutional investors, family offices, and ultra-high-net-worth individuals who value transparency, capital protection, and verifiable governance. Institutions are particularly drawn to MIRAI-X because our decentralized escrow architecture and Soroban-powered automation deliver the same level of security and accountability they expect from traditional, regulated frameworks.
We launched with projects valued at AED 1.5 billion, backed by over $1 billion in platform support, and currently have visibility over a 12 billion AED ($3.2 billion) pipeline of prime, income-generating assets across Dubai and Tokyo.
Our ecosystem integrates USDC and JPYC (coming soon) for cross-border settlements, Trustless Technologies for decentralized escrow infrastructure, and the Stellar network as our backbone for real-time, auditable, low-cost transactions. On the ground, we are working with leading real estate developers, banks, and regulators in the UAE and Japan to ensure MIRAI-X remains compliant, scalable, and institution-ready.
You’re linking Japan and the Gulf through this partnership. Do you envision this as a template for other regions, such as Southeast Asia or Europe?
Absolutely. The Japan–GCC bridge is our first proof of concept, but the MIRAI-X framework is designed to scale globally. Our goal is to provide prime access to high-value real estate portfolios, whether in Tokyo, Dubai, or London, through one unified and transparent system.
We began in the UAE, leveraging over 15 years of regional experience and trusted relationships, including a flagship project near the upcoming Wynn Casino. From there, we’re expanding to Japan, where four landmark buildings are already lined up under due diligence, before moving into Singapore and Southeast Asia as our next growth corridors.
Over the next 2–3 years, how do you envision regulated, asset-backed stablecoins and tokenized real estate evolving for institutions, and will this technology ever truly become accessible to retail investors?
Our entire model is designed to make investing accessible to retail investors. For us, this represents our current operations, not a future aspiration. By lowering the entry point to just $10,000, we enable everyday people, including young investors, to build diversified portfolios and own fractions of hotels, palaces, or other prime assets that were previously out of reach.
Each jurisdiction will follow the same decentralized co-partnership model: transparent governance, trustless escrow, and milestone-based capital release, ensuring institutional-grade protection and retail-level accessibility in every market we enter.
For institutions, the development will be driven by transparency and security. They are drawn to our platform because they can view everything on the blockchain and trust that their funds are protected in a trustless, decentralized escrow, which eliminates major risks found in other RWA models.